Budget Planner

Figure out where your money goes.
Frequently Asked Questions
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What exactly is a budget?
A budget is essentially a thorough account of how much money comes in and how much money goes out. A budget plan helps you gain a better understanding of your spending habits, what is important to you, and what expenses you can eliminate to help you reach your financial goals.
What it means if your budget shows a positive figure?
If your budget is in the black, you can put that money toward your savings objectives or into your mortgage to lower your interest rate and pay off your mortgage faster. To see how much you can save, use the extra repayment or savings calculator.
What it means if your budget shows a negative figure?
When your budget shows a negative amount, you should examine your spending patterns and determine whether or not your current spending habits are required. If you have a negative budget, it signifies that your costs exceed your income. If you're thinking about taking on extra debt, this will have a negative impact in the long run and may not be sustainable.
What are the benefits of making a budget?
There are numerous benefits to budgeting, but the following are a few of the most important:
Visibility
Keeping your spending under control
Financial stability
Financial security
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