Borrowing Power Calculator

Find out how much you may borrow today to get started on your property journey.
Frequently Asked Questions
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Will my credit score have an impact on my borrowing power?
Although your credit history isn't usually used into borrowing capacity calculations, a lender will consider your payback history when evaluating your house loan application, so it's crucial to check your credit score before applying for a loan.
Is it possible to learn how a lender determines borrowing capacity?
While most lenders utilize the same fundamental concept, each lender calculates your spending and borrowing capacity differently based on their risk appetite, which is why your borrowing power may vary from lender to lender. Lenders, unfortunately, do not make their borrowing power calculating techniques public.
Do my dependents have an impact on my borrowing capacity?
Because they are a continuing expense that affects what you can afford to repay on a house loan over time, the number of dependents you support affects your borrowing ability.
What is the definition of borrowing power?
Borrowing power is a word used by lenders to represent the amount of money you might be able to borrow for a house loan, based on your financial status. Your income, expenses, debts, and the amount of deposit you have saved are all factors that can affect your borrowing capacity.