Equipment Loans

Explore your business horizons with our structured equipment loans

Why Equipment Loans?

Easy, fair and competitive

MortgageBiz knows that heavy plant and industrial equipment are investments in your business over the long term. We also know that getting the most out of your equipment may interrupt your cashflow as you wait and pay for repairs. That’s why we offer a range of equipment financing options that are easy to understand, fair and make the best of your current and future plans for equipment and mechanical resources.

MortgageBiz can set up loans for new and used equipment without sacrificing your liquidity or cashflow.

We offer all the latest equipment finance packages and products. We offer hire purchases, operating leases and standard equipment loans.

Structured equipment loans

With all hire purchases, ownership of the equipment or car rests with the lender until the end of the loan term. This means you are effectively hiring or renting the asset which means repayments are classified as a business operating expense. Your lender may claim GST, depreciation, and interest paid on the loan and pass it on as savings to you. This may suit businesses that require off-balance sheet accounting. Our experienced consultants have access to the best finance products and rates. MortgageBiz will make it simple and easy for you to make an informed decision.

Getting you approved with your Hire Purchase

We are accredited with the most reputable commercial lenders in Australia giving you a fair choice to compare.
For industries and sectors
MortgageBiz finances equipment for industries for construction, heavy industry, transportation and more.
Leases and hire purchases
MortgageBiz offers operating leases, hire purchases and a competitive range of equipment finance products.
Low rates
Our equipment finance rates are among the most competitive available on the Australian marketplace.
Tailored solutions
We know every business is different and that’s why our financial professionals tailor solutions based on your businesses’ needs and goals.
New and used equipment
Choose to buy new, used or ex-lease equipment through our range of equipment finance products and services.
Trained consultants
All of our consultants are equipped with intensive training and product knowledge they need to assess your unique business.
What kind of equipment can I finance?
Business can finance machinery such as heavy plant, industrial machines, forklifts, or prime movers; vehicles such as trucks, cranes, frannas, and other heavy equipment; information technology equipment such as POS systems and servers; agribusiness equipment such as tractors, harvesters, and planters; you may finance anything a business needs to make profit.
My business is a startup. Can I apply for finance?
Yes! We can assist startups find the equipment finance. Your consultant can help you through the process and find packages to suit your circumstances.
May seasonal businesses apply for finance?
Yes – many of our lenders understand the needs of seasonal businesses, offering flexible repayment terms.

Frequently Asked Questions

Can’t find the answer you’re looking for? Reach out to our customer support team.

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.
Call Us  1300 149 149