Home Loans for First Time Buyers

We’ll take you from searching properties all the way to settlement without the stress.
One point of contact
Evolving with you
Affordable interest rates

Ready to own your first home?

Buying your first home should be exciting. Here we’ve cut the jargon and simply explain what you can expect at each stage of your property journey.
How much can you borrow?
Your borrowing power will depend on a number of factors including your income, expenses, credit, and of course your deposit size.
Getting home loan pre-approval
Home loan pre-approval is often the first formal step towards buying a property. It’s free and is an indication of how much you could borrow.
Talk to a loan advisor

Why do people choose us for their first home?

Low interest rates
We can offer rates much lower than some banks and lenders. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees so you can save when buying your next home.
Flexible options
We offer great low rates on our fixed, variable and split home loans for your next home purchase. We also offer discounts for large deposits or customers with owner occupied and investment properties, so it could be worth considering keeping your existing property as an investment to access some loan discounts.
Award winning
Many customers who joined us years ago continue to finance their new home purchases with us, plus we are also recognised by the experts. By keeping interest rates low and providing exceptional service, we keep on winning awards for our loans, extras and innovations, year after year!
Fast approval & settlement
We can approve your home loan in a matter of days, pending the right documents have been submitted and verified. We’ll help you get to settlement in no time!
Safe & trusted lender
MortgageBiz.com.au is financially backed by top finance companies of Australia.
We’re community people
We put people at the heart of everything we do, and beyond supporting our customers, we’re involved in our local community through our Women, Children & Community Program.
How We Work

Our Home Loan Process

Mortgagebiz.com.au  makes borrowing simple so you can buy your first home and start paying off your loan, sooner. Go from application to settlement in a few simple steps. Here's how.
1. Apply online
Our loan application process is entirely online via our innovative web app.
2. Goodbye paperwork!
Login to MortgageBiz app and easily upload the required documents. Plus, you can track your application through to approval.
3. Settle & save
Get approved and settle quickly. We help you get the keys so you can start paying off your loan and own your first home sooner.

Get started

Apply online or speak to one of our Australian based loan specialists who will take care of all the paperwork for you. Applying is easy and we can settle your loan quickly so you start saving sooner. With mortgagebiz.com.au you can have confidence in dealing with Australia's largest non-bank lender.
How much can I borrow?
It takes less than 3 minutes to calculate your borrowing power!
Ready to apply or want pre-approval?
Give us a call on 1300 740 032 or start an online application.

Why you should choose MortgageBiz

We have digitised the whole home loan process so that you can search, compare and apply with confidence at your own pace, in your own time.
  • Personalised home loan offers

  • We have a 100% loan approval rate

  • 60+ leading Mortgage lenders

  • Your own dedicated home loan specialist

  • Search has no impact on your credit rating

Grants & concessions for first home buyers

There are a number of grants and concessions available to first home buyers from both a federal and state level. These are all designed to help new buyers get a foot on the property ladder.
  • First Home Owners Grant (FHOG)
  • First Home Loan Deposit Scheme
  • Stamp duty exemptions
  • Reduced Lenders Mortgage Insurance
Your eligibility can vary depending on your state and territory. It’s always smart to chat to an expert first.

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.
Call Us  1300 149 149 
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