Home loans for property investors

At MortgageBiz.com.au, our Australian-based lending specialists are here to help you settle quickly so you can buy your investment property with no hassle.
Increase your portfolio
Great support
Fast loan acceptance

Ready to invest in property?

Buying an investment property can be a smart way to get on the property ladder and help grow your wealth long term. Before you jump in we’ve summed a few things you’ll want to know first.
Refinancing your investment property
Switching to a better investment home loan can be quick and easy. 
Find out how much you could save.
Buying an investment property
Home loan pre-approval is often the first step towards buying a property and informs you how much you could borrow.
Getting home loan pre-approval
A growing number of Australians are choosing to rent where they want to live and buy elsewhere. See if it’s right for you.
Talk to a loan advisor

Why buy home loans for property investors?

Low interest rates
We can offer rates much lower than some banks and lenders. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees so you can save when buying your next home.
Australian based support team
We have an experienced, Australian-based team. At every step of the home purchase journey, you’ll talk to a real person from our friendly team of lending specialists who are here to help you get a low rate home loan as quickly as possible, so you can get the keys to your next property.
Flexible options
We offer great low rates on our fixed, variable, and split home loans for your next home purchase. We also offer discounts for large deposits or customers with owner-occupied and investment properties, so it could be worth considering keeping your existing property as an investment to access some loan discounts.
Award winning
Many customers who joined us years ago continue to finance their new home purchases with us, plus we are also recognized by the experts. By keeping interest rates low and providing exceptional service, we keep on winning awards for our loans, extras, and innovations, year after year!
Hassle-free
For both our home and car loans, you can find out if you pre-qualify in just minutes. The application process is simple, online, plus we’re here to help at each step of the way.
MortgageBiz advantage
Our online app allows you to complete your home loan application on your device from initial contact through to settlement and beyond. In MortgageBiz's app, you can complete your application in your own time, and you can always upload sections and come back at a time that suits you as you focus on other aspects of buying a new home.
How We Works

Our Home Loan Process

MortgageBiz.com.au makes borrowing simple so you can buy your next home and start saving thousands, sooner. Go from application to settlement in a few steps. Here's how.
1. Apply online
Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.
2. Goodbye paperwork!
Login to MortgageBiz app and easily upload the required documents. Plus, you can track your application through to approval.
3. Settle & save
Our innovative online process gets you to settle quickly, so you can start saving thousands sooner.

Get started

Apply online or speak to one of our Australian based loan specialists who will take care of all the paperwork for you. Applying is easy and we can settle your loan quickly so you start saving sooner. With mortgagebiz.com.au you can have confidence in dealing with Australia's largest non-bank lender.
How much can I borrow?
It takes less than 3 minutes to calculate your borrowing power!
Ready to apply or want pre-approval?
Give us a call on 1300 740 032 or start an online application.
Why invest in property?
Investment properties have many benefits when building long-term wealth. If you take the time and select your investment properties well, the property can deliver good returns for long-term investors.
Will an investment loan be any different from my existing loan?
There are a few differences between what you need to do to borrow for a property you'll live in and for one you'll rent out. Some lenders charge a higher interest rate for investment properties because their risk may be higher. But this may not necessarily be the case.
What’s negative gearing?
A property is negatively geared when the costs of owning it – interest on the loan, bank charges, maintenance, repairs, and capital depreciation – exceed the income it produces. Simply put, your investment must make a loss before you can claim a tax benefit.
What’s positive gearing?
Positive Gearing occurs when the investment income exceeds your interest expense (and other possible deductions). Note that you may be subject to an additional tax on any income derived from a positively geared investment.
You should also consider any other costs involved when deciding on your investment property strategy.

Frequently Asked Questions

Can’t find the answer you’re looking for? Reach out to our customer support team.

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.
Call Us  1300 149 149 
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