Home Loans

Unless you can buy your home entirely in cash, finding the right property is only half the battle. The other half is choosing the best type of mortgage. We will help you find the best loans. 
Attractive interest rates
Different types of loans to cater to your needs
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What would you like to do?

Whether you’re a first home buyer or a seasoned investor it’s important to make sure you have all the facts to find the right loan for you. The type of home loan you choose will depend on your situation.
First home buyer
Find out everything you need to know when buying your first home from FHOG, deposit, and costs.
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Refinancing Your Home
Switching to a better home loan is a lot easier today. Find out how much you could save.
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Investment Home Loans
Learn how to get the best investment home loan rates and what tax deductions you can claim.
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Your home loan options

Variable Home Loans
The interest rate charged on a variable moves up or down in accordance with movements in interest rates. 
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Fixed Rate Home Loans
A fixed rate loan is a loan that has a fixed interest rate and therefore fixed loan repayments. The time period of these loans can vary. 
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Offset Account
It's an account that offsets the balance in that account against the balance of your home loan. This means you pay less interest on your loan. 
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Interest Only Home Loans
With an interest only loan, just interest gets pain on the loan during the interest only period. That means the monthly payments are less than a standard loan. 
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Introductory Home Loans
With an introductory home loan, the rate of interest is often lower to appeal to those who will borrow. 
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Line of Credit Loans
Lines of credit are similar to having a big chequebook, but with interest acquiring on the balance. A line of credit, or quite line as they're sometimes called.  
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Low Doc Loans
A low documentation (Low Doc or No Doc) home loan is a loan aimed at those who cannot provide the usually required paperwork such as tax returns and financial statements when applying for a home loan. 
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Non-Conforming Loans
Those who have bad credit often find it difficult to get a home loan. A large number of lenders now make available a type of loan called 'non-conforming loans' that specially benefit persons in this type of scenario. 
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Construction Loans
A construction loan is a mortgage agreement designed specifically for those who are building a new home or renovations. With a construction loan, the lender considers the total amount required to pay the builder to complete construction.
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How MortgageBiz works

Compare & apply online 24/7
Our process is 100% digital. Compare loans from more than 35+ lenders, including the big four banks. Easily apply online in your own time and settle with less hassle and less paperwork.
Choose from your personalized shortlist
Our smart technology compares 2,500+ home loans and builds a personalized shortlist of loans that best match your individual needs and preferences. Best of all, you can find the right loan for you from your couch.
Settle your loan faster
Our Home Loan Specialists do the hard work for you. They liaise with the lender, keep you updated on your loan’s progress, and are available to answer your questions via phone, email, or live chat.
Expert support at your fingertips
Don’t forget you have unlimited access to support from our Home Loan Specialists. No question is too small and no situation is too complex for our team. We’re ready to help out as much or as little as you like via phone, email, and live chat.

Get free advice from an expert

Tell us what you’re looking for, and our technology will track down the best deals for you
Compare loans from over 30 major Australian lenders and choose the right one for you
Leave paperwork behind and skip trips to the bank. Apply online and get approved online

Need some help?

Our experts will help you search, choose and settle your home loan online. Chat to one of our Home Loan Specialists at a time that suits you.