Property buying cost calculator

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Frequently Asked Questions
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What Are the Costs of Buying a Property?
When buying a property, you should anticipate spending up to 5% of the contract price on charges, duties, and fees. If you buy a $500,000 home, you can expect to pay up to $25,000 in closing expenses.
How do I use the property buying cost calculator?
Our Property Buying Cost Calculator is a useful tool for ensuring that all of the costs associated with purchasing a home have been considered. In addition to the property's sale price, it calculates an anticipated property acquisition cost based on a summary of inputted costs and fees.
Is it mandatory for me to pay stamp duty?
Yes, stamp duty applies to all property acquisitions or transfers within Australia; but, depending on which state or territory you live in, you may be eligible for exclusions or concessions.
How do I get an exemption from paying full stamp duty?
If you fall under one of the concessions granted by the various states and territories, you may be eligible for an exemption or concession to lower the amount of stamp duty you will have to pay. Some allowances are available, for example, if you:
the value of the house you bought is less than your state's stamp duty threshold amount;
You are a first-time homebuyer (some states will waive stamp duty); 
you intend to reside in the house and it is not for investment; 
you are an eligible retiree and health card holder who is downsizing to a new home in Victoria, Tasmania, or the Australian Capital Territory (conditions apply).
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